As you work from home, it's easy to assume that you're protected by your employer's insurance policies. However, this isn't always the case. Many remote workers are considered independent contractors and therefore don't have access to these benefits. This leaves them vulnerable to financial ruin in the event of an accident or illness.
In addition, as a remote worker, you may be more likely to work from home without proper equipment or safety measures, which can increase your risk of injury or property damage.
As a remote worker, you're likely self-employed or an independent contractor. This means that you're responsible for your own benefits and insurance coverage. By having insurance, you can ensure that you're protected in the event of unexpected events.
In addition to financial protection, having insurance as a remote worker can also provide peace of mind. You'll be able to focus on your work without worrying about the consequences of an accident or illness.
As a remote worker, you have several options for getting insurance coverage. You can purchase individual policies or join a group plan through your professional organization.
It's also important to review and update your existing insurance policies to ensure that they still meet your needs as a remote worker.